Credit Resource, offering information to consumers, clients and also a new business opportunity to help restore credit by correcting inaccurate, incomplete, and erroneous information with the credit bureaus. We offer our complete credit assistance to help you restore your credit to a level needed to resume a normal life with freedom to buy and receive the loans needed for your home, car and credit purchases. Receive one on one customer service that is held in strict confidentiality for 1 year. Our service does not offer a guarantee as we are offering you our knowledge to dispute your credit, but then again, we have never had anyone ask us for their money back as all of our customers are satisfied customers. If for some reason you are not happy with our service, let us know and we will discuss what needs to take place to make you satisfied.
A credit score is a number that reflects your credit worthiness at a given point in time. For most models, the higher the score, the better the risk. People with higher scores often can obtain mortgages, credit cards, loans, and insurance at more favorable rates. Conversely, the lower the score, the less favorable the terms will be in any offer that is made. The credit score is based on data in your credit report, which is why the bulk of this book is devoted to credit reports, and the system that creates them.
The general scoring range is 300-850. Fair Isaac divides the scoring range into five risk categories:
780-850 - Low Risk
740-780 - Medium-Low Risk
690-740 - Medium Risk
620-690 - Medium High Risk
620 and Below - High Risk or "sub-prime."
What is my business' advantage over existing firms?
To say that we have been there, done that and had to learn the hard way how to restore ourselves, we empathize with people who call on us for help. These clients have been turned down over and over and their self-esteem has been beaten by the comments of those in lending positions, as we too have heard NO time and again and that our credit cannot be helped but only by time. So we searched and researched thru out the years until we were able to find the answers needed and starting with our own credit, we were able to restore them and restart our lifeís. So never feel that you should be embarrassed to talk to us about what is happening with your credit, there is nothing that we havenít heard in the past and I, myself, will say that I have been thru almost every instance that someone can present.
My own personnel credit report from 2001 is available for you to review. I have noted on there my beginning credit score and my ending score and also a copy of a dispute I did later that removed a few of my items that were still showing. By law and with the privacy act, I cannot show you other items that I have done, but I will include a list to say that tax liens, school loans, child support, utility collections, medical collections, bankruptcies, repossessions, foreclosures, late payments, judgments, charge offs and etc have been removed, legally, with no changes to you personally. I have seen only one file where someone had changed themselves with an alias and I refused them immediately, it scared me to think that someone would even try it. This is all by the law that the credit bureaus refuse to follow and if they are inaccurate, incomplete or contain blanks, the bureaus have to do what we request them to do and they are removed.
To find out more of what we do
you can go to our website
we are still under construction but lots of changes
are taking place fast.
Call me today if you would like more details.